ACAMS CAMS Deutsch : Certified Anti-Money Laundering Specialists (CAMS Deutsch Version)

CAMS Deutsch real exams

Exam Code: CAMS-Deutsch

Exam Name: Certified Anti-Money Laundering Specialists (CAMS Deutsch Version)

Updated: Jul 31, 2026

Q & A: 865 Questions and Answers

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How to Get Certified

To obtain the ACAMS CAMS certificate individuals must take and successfully pass the affiliated namesake CAMS exam, which requires individuals to go through a three-step process. This has been outlined below:

  • Submit an application

    After gaining membership at ACAMS, individuals are required to submit an application form along with payment. To be eligible to send an application, individuals must meet the following requirements: hold an active ACAMS membership, have 40 ACAMS credits, possess an education (10 credits for associates, 20 credits for bachelors, 30 credits for masters, and 40 credits for JD, or PhD), possess work experience (10 credits for each year of work experience), and have training (1 credit for an hour of training in the field of financial crime).

  • Take the actual CAMS exam

    After an individual is found to be eligible and their application has been approved, they may go on to schedule their CAMS evaluation.

  • Be a member of ACAMS

    Individuals may gain membership of ACAMS as individuals, as part of an enterprise, as public sector workers, or as part of a chapter. Members are required to make a standard membership payment.

Career Path

After obtaining this specialist-level CAMS certification, individuals may go on to get more advanced CAMS designations by ACAMS, which are offered in three fields. Thus, they are the Advanced CAMS - Audit, Advanced CAMS - Financial Crimes Investigations, and Advanced CAMS - Risk Management.

Reference: https://www.acams.org/sites/default/files/2024-02/EN-CAMS_011924.pdf

ACAMS CAMS Deutsch Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Risks and Methods of Money Laundering and Terrorist Financing26%- Money laundering stages and mechanisms
  • 1. Placement, layering, integration
  • 2. Terrorist financing methods
  • 3. Trade-based money laundering
- Sector-specific vulnerabilities
  • 1. Legal and professional service providers
  • 2. Banking and deposit-taking institutions
  • 3. Precious metals and high-value goods
  • 4. Insurance sector
  • 5. Gaming and casinos
  • 6. Real estate
  • 7. Securities and capital markets
  • 8. Money services businesses
- Sanctions and related risks
  • 1. Consequences of non-compliance
  • 2. UN, EU, OFAC and other sanctions regimes
Topic 2: AML/CFT Compliance Programs28%- Reporting and record-keeping
  • 1. Suspicious activity reporting (SAR/STR)
  • 2. Record retention requirements
- Core elements of compliance programs
  • 1. Risk assessment and management
  • 2. Governance and oversight
  • 3. Policies, procedures and controls
- Customer due diligence requirements
  • 1. KYC/CDD and enhanced due diligence
  • 2. Beneficial ownership identification
  • 3. Ongoing monitoring
- Training, audit and independent review
  • 1. Staff training programs
  • 2. Continuous improvement
  • 3. Internal and external audit functions
Topic 3: Conducting and Responding to Investigations21%- Investigation process and case management
  • 1. Case documentation and reporting
  • 2. Evidence gathering and analysis
- Detection and red flags
  • 1. Industry-specific red flags
  • 2. Identifying suspicious activities and transactions
- Disciplinary and remedial actions
  • 1. Preventing recurrence
  • 2. Corrective measures and sanctions
- Information sharing and cooperation
  • 1. Working with FIUs and law enforcement
  • 2. Domestic and international cooperation
Topic 4: Compliance Standards for AML/CFT25%- Global regulatory frameworks
  • 1. EU AML Directives
  • 2. FATF 40 Recommendations
  • 3. Basel Committee guidelines
  • 4. USA PATRIOT Act and national regulations
  • 5. Wolfsberg Principles
- Risk-based approach fundamentals
  • 1. Application across jurisdictions
  • 2. Principles of risk assessment
- International organizations and bodies
  • 1. Standard-setting bodies
  • 2. Financial Action Task Force
  • 3. Egmont Group of Financial Intelligence Units

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